Public Islamic Bank Visa Platinum Credit Card-i

• Minimum Income Requirement : RM40,000 per annum
• Minimum Age Requirement: Principal 21, Supplementary 18

Annual Fee

• First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months.

Cash Back

• Enjoy 2% Cash Back on online and overseas transactions, capped at RM15 per monthly statement cycle (Cash Back payout is combined between Principal and Supplementary accounts).

• Click here for list of excluded transactions

0% Flexipay Plan

• Convert your purchases above RM1,000 into a 6-month instalment plan with 0% management fee. Call 03-2170 8000 to apply.

Donation to Yayasan Waqaf

• 0.1% of total dining (MCC 5812 & 5814) transactions will be automatically donated to Yayasan Waqaf every month. Donation amount is capped at RM100 per monthly statement cycle (combined between all Public Islamic Bank Principal and Supplementary accounts).
• Scenario

  Scenario	Waqaf Donation Amount
  Cardmember spend dining transaction of RM800 on Public Islamic Bank Visa Platinum and RM800 on Public Islamic Bank Mastercard Gold per monthly statement cycle	RM1.60
  Cardmember spend dining transaction of RM100,000 on Public Islamic Bank Visa Platinum and RM800 on Public Islamic Bank Mastercard Platinum per monthly statement cycle	RM100

Non-compounding for Monthly Charges

• Non-compounding of management fee.

Shariah Compliant

• Based on the Shariah principle of Ujrah which refers to fees charged on the usage of identified services, benefits and privileges. The Bank made available a line of credit to the Cardmember by way of Qard.

PBe Service

• Access banking services any day of the year from wherever you are in the world.

Will and Wasiat Writing Service

• Enjoy 35% off will and wasiat writing service fee. Call PB Trustee Services Berhad at 03-2177 3127 (General Line) or head to the nearest branch for more info.

Click here to view Rates & Charges

Click here to view on the Documents Required