Gold / eGold Investment Account
Earn potentially higher returns from appreciation of gold prices in the market. The Gold Investment Account (GIA) and eGold Investment Account (eGIA) offers 99.99% fineness gold purchases at daily prices in Ringgit Malaysia (RM).
Compare GIA & eGIA
GIA
eGIA
- Individuals aged 18 years and above
- Non-individual i.e. companies, sole-proprietorships, partnerships, societies, clubs and associations with Public Bank Online Banking service access
- Must maintain a CASA or CASA-i with the Bank
- Individuals aged 18 years and above who have an existing Conventional Current Account / Savings Account (CASA) or Current Account-i / Savings Account-i (CASA-i) with Public Bank Online Banking service access
- Non-individual and sole-proprietorships are not applicable
5 grams
1 gram
1 gram plus any additional in multiple of 1 gram
1 gram plus any additional in multiple of 1 gram
2 grams
1 gram
Can be performed via branches or Public Bank Online Banking service
Can be performed via Public Bank Online Banking service only
Over-the-counter at branch only
Online account opening via Public Bank Online Banking service only
- Gold purchases and sales are offered at a discounted price
- Transaction Limit:
- Minimum: 1 gram per transaction
- Maximum: RM50,000 equivalent for gold purchases and RM50,000 equivalent for gold sales per GIA per day.
- Gold purchases and sales are offered at a discounted price
- Transaction Limit:
- Minimum: 1 gram per transaction
- Maximum: RM50,000 equivalent for gold purchases and RM50,000 equivalent for gold sales per eGIA per day.
- Individual
- Passbook will be provided and every purchase and sale transaction will be recorded in the passbook
- Optional e-statement is available via Public Bank Online Banking service
- Non individual
- Passbook is not applicable and every purchase and sale transaction will be recorded in the monthly e-statement only
- Individual
- Monthly e-statement is available via Public Bank Online Banking service
- Passbook is not applicable
- To earn potentially higher returns from appreciation in gold price.
- Convenience of investing in gold as trading is carried out via Public Bank branches or online.
- Affordable initial purchase and subsequent investment.
- Invest in gold without having to keep the gold physically.
- Gold is the best possible hedge against inflation.
- Alternative investment avenue to build up gold portfolio which is cheaper compared to investing in gold jewellery as the latter will incur additional cost on workmanship.
GIA and eGIA are not protected by PIDM.
Gold Investment Account as at 14 October 2024 2:00 PM
| Selling Price | Buying Price | |
|---|---|---|
| 1 gram | 374.5600 | 360.2600 |
Disclaimer: The gold prices displayed are indicative prices and for reference only. Customers are advised to check for the latest prices with your account holding branch or via our Online Gold Trading service before performing any gold purchase or sale transactions.
Click here to view more Rates & Charges
- GIA Product Disclosure Sheet
- GIA Terms & Conditions
- eGIA Product Disclosure Sheet
- eGIA Terms & Conditions
THE RETURNS ON GOLD INVESTMENT ACCOUNT AND eGOLD INVESTMENT ACCOUNT ARE SUBJECT TO THE GOLD PRICE FLUCTUATIONS.
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