Looking to transfer money in a safe and secure way?

Explore our range of remittance services catered to both local and international transactions.

Local & Foreign Remittance

PB Remittance Xpress covers a range of remittance services, ensuring swift and reliable transfers, whether it’s locally or internationally.

Local Remittance

Local Remittance for Personal Banking

Real-time Electronic Transfer of Funds and Securities System (RENTAS)

Available via Over-the-Counter 

A real-time transfer of large funds and securities payment within Malaysia

 

DuitNow Transfer

Available via ATM & Public Bank Online Banking service

A fast interbank funds transfer within minutes for interbank payments within Malaysia

 

Interbank Giro (IBG) Payment System

Available via Over-the-Counter, ATM & Public Bank Online Banking service

A convenient interbank funds transfer for interbank payments within Malaysia

 

Local Banker’s Cheque

Available via Over-the-Counter

A cheque issued in Ringgit Malaysia by the Bank on behalf of the applicant

 

Foreign Remittance

Foreign Remittance for Personal Banking

Foreign Demand Draft# A foreign currency draft drawn on another Bank requesting the latter to pay the beneficiary in overseas
SWIFT / Foreign Telegraphic Transfer*   A safe and fast means of sending funds to beneficiary’s bank account in overseas/ receiving funds from overseas in your bank account
PB Indonesia Money Transfer# A fast and secure way to send money to individuals in Indonesia
Western Union Money Transfer*  A fast way to send money worldwide at any Public Bank branches or Public Bank Online Banking service and receive money worldwide at any Public Bank Branches.

#Only available via Over-The-Counter
*Available via Over-The-Counter & Public Bank Online Banking service

Rates & Charges

Click here to view more Rates & Charges

Public Bank Western Union Money Transfer (WUMT) Service

Western Union Over-The-Counter

Send and receive money from anywhere in the world via Public Bank branches.

General Features

  • Money is available to the receiver within minutes* after the money is sent.
  • The applicant / sender and receiver must
    • Be an Individual aged 18 years or above
    • Possess an original identity card (MyKad) for Malaysians or original passport and working permit for non-Malaysians
  • No bank account is required to send or receive money under this service.
  • The maximum amount that can be sent and received is RM10,000 and RM50,000 per transaction respectively.

For more details, pleace call any Public Bank branch or Western Union Toll Free Number: 1800 813 399

*Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, agent location hours, difference in time zones, or selection of delayed options. Additional restrictions may apply. See send form for details.

Western Union via Public Bank Online Banking services

Enjoy the convenience of transferring and receiving money overseas via Public Bank Online / Mobile Banking Services

Why use Western Union Online Money Transfer?

  • Send and Receive within minutes*
  • Convenient and Reliable
  • Receiver needs no bank account
  • Receiver receives cash

For more details, please call any Public Bank branch or Western Union Toll Free Number: 1800 813 399

*Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, agent location hours, difference in time zones, or selection of delayed options. Additional restrictions may apply. See send form for details. 

Learn How to Send Money Online

Now, you can now send cash overseas with secure online access with Western Union1 within minutes2 . The recipients will be able to collect the cash at any of the over 550,000 authorised service provider locations in over 200 countries and territories3 .

Why use Western Union Online To Cash Money Transfer?

  • Send and Receive Within Minutes2
  • Convenient and Reliable
  • Receiver needs no bank account
  • Receiver receives cash
  1. Your funds will be remitted by Public Bank to your overseas receivers through the Western Union Remittance System and its network of Authorised Service Providers located outside of Malaysia.
  2. Funds generally available in minutes subject to terms and conditions of services including payout location hours and differences in time zone.
  3. Network data as of February, 2018.

How to send money with Western Union

There are three key steps to sending funds via PBe with Western Union:

1. Making the online transfer

a. Click on "Fund Transfer"

b. Click on "Western Union"

c. Click on "Send Money" 

d. Click "Accept"

e. Enter the necessary information

 f. Approve the transaction via PB SecureSign or SecureSign Token. 

 

2.  Verifying and confirming your money transaction details

  1. The Money Transfer Control Number (MTCN) would be provided on the acknowledgement page. Do not disclose your MTCN to anyone other than the receiver of the funds.
  2. Check the status of your money transfer online or call Western Union Malaysia Customer Care Line at 1-800-813-399 (toll free within Malaysia).

 

3. Informing your receiver
Please remind your receiver to bring valid identification. Provide your receiver with the following information:

  1. Your full name (sender).
  2. Country from where the money was sent.
  3. The currency and amount sent.
  4. Money Transfer Control Number (MTCN).

PB Visa Direct

A simple and secure way to transfer money from your PBe Online Banking to any eligible Visa® card globally.

Now you can send money directly to any eligible Visa® card in overseas using Public Bank Online Banking.

Foreign Exchange (FE) Policy

BNM has launched a new section in their website on everything-you-want-to-know concerning the Foreign Exchange (FE) Policy that is structured according to:

  • Residency (resident, non-resident); and followed by,
  • Purpose (investing, borrowing, hedging, etc.).

Click here to access to BNM’s website on the following subject:

  • FE Notices
  • Frequently Asked Questions
  • Online application forms (to obtain BNM's approval for non-permitted transactions)

Any transaction involving the following parties and currency should be in compliance with the FE Policy:

  • Payment in Ringgit between Resident and Non-Resident
  • Payment in Ringgit Between Non-Residents
  • Payment in Foreign Currency between Residents
  • Payment in Foreign Currency between Resident and Non-Resident

Under Section 214(9) of the Financial Services Act 2013 and Section 225(9) of the Islamic Financial Services Act 2013, any person who contravenes or fails to comply with any requirement, restriction or condition imposed under a written approval granted by BNM commits an offence and shall, on conviction be liable to:

  • Imprisonment for a term not exceeding ten (10) years; and/or
  • A fine not exceeding fifty (50) million ringgit.

Minimum Due Diligence for Foreign Exchange Rules

Financial Institutions (FIs) are also required by Bank Negara Malaysia to establish internal controls and procedures to ensure compliance with the FE Policy. A copy of the Minimum Due Diligence (MDD) Guide for Foreign Exchange Rules is as per attachment below.

FIs may exercise the due diligence process above the minimum standard in accordance to foreign exchange risk exposure on a case to case basis.

Swift Code

Public Bank Swift Code: PBBEMYKL