Branches & Hire Purchase Centres
All states except Kelantan and Terengganu
Monday to Friday

9.30 a.m. to 4.00 p.m.

Saturday, Sunday, Public / State Holiday

Closed

Kelantan and Terengganu only
Sunday to Thursday

9.30 a.m. to 4.00 p.m.

Friday, Saturday, Public / State Holiday

Closed

DuitNow Transfer
via Account No.
Online Banking
Daily

24 hours

Crediting Time

Immediate

Refund Time

Not Applicable

ATM
Daily

6.00 a.m. to 12 a.m.

Crediting Time

Immediate

Refund Time

Not Applicable

DuitNow Transfer
via Mobile Number, NRIC / Army / Police ID, Passport Number, Business Registration Number
Online Banking
Daily

24 hours

Crediting Time

Immediate

Refund Time

Not Applicable

Mobile Banking
Daily

24 hours

Crediting Time

Immediate

Refund Time

Not Applicable

Interbank GIRO (IBG)
Online Banking
Daily

24 hours

ATM
Daily

6.00 a.m. to 12 a.m.

Over-the-Counter (OTC)
Banking hours only
Crediting Time
Monday to Friday
  • Before 5:00 a.m.: Same business day by 11:00 a.m.
  • 5:01 a.m. to 8:00 a.m.: Same business day by 2:00 p.m.
  • 8:01 a.m. to 11:00 a.m.: Same business day by 5:00 p.m.
  • 11:01 a.m. to 2:00 p.m.: Same business day by 8:20 p.m.
  • 2:01 p.m. to 5:00 p.m.: Same business day by 11:00 p.m.
  • After 5:00 p.m.: Next business day by 11:00 a.m.
Refund Time
Monday to Friday
  • Before 5:00 a.m.: Same business day by 5:00 p.m.
  • 5:01 a.m. to 8:00 a.m.: Same business day by 8:20 p.m.
  • 8:01 a.m. to 11:00 a.m.: Same business day by 11:00 p.m.
  • 11:01 a.m. to 2:00 p.m.: Next business day by 11:00 a.m.
  • 2:01 p.m. to 5:00 p.m.: Next business day by 11:00 a.m.
  • After 5:00 p.m.: Next business day by 11:00 a.m.
Non-Business Days
Non-Business Days

Next business day by 11:00 a.m. (Not applicable for Over-the-Counter method)

Non-Business Days

Next business day by 11:00 a.m. (Not applicable for Over-the-Counter method)

Self Service Terminals
ATMs, CDTs, CRMs & CDMs
Daily

6.00 a.m. to 12 a.m.

Crediting Time

Immediate