Repayment/Payment Assistance (RA)

Principal amount : RM100K

Effective Rate : 4.32% p.a.

Extension of facility tenure

Option 1

Option 2

Option 3

Option 4

+ 5 years

+ 10 years

+ 15 years

Other Option

Existing Loan/Financing Tenure

Estimated reduction of Monthly instalment based on extended loan/financing tenure

10 years loan/financing

- 25%

- 40%

- 45%

15 years loan/financing

- 15%

- 25%

- 35%

20 years loan/financing

- 12%

- 20%

- 25%

Notes:

1. With re-amortisation of monthly instalment (principal + interest/profit/ijarah rate).
2. Conventional Loan : Compounding interest at prevailing or latest RA contracted rate specified in the Supplementary Letter of Offer.

Islamic Financing : Non-compounding basis in accordance to Shariah principles.