Public Islamic Bank Visa Gold Credit Card-i

• Minimum Income Requirement : RM24,000 per annum
• Minimum Age Requirement: Principal 21, Supplementary 18

Annual Fee

• First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months

Cash Back

• Enjoy 1% Cash Back on online transactions, capped at RM10 per monthly statement cycle (Cash Back payout is combined between Principal and Supplementary accounts)
• Click here for list of excluded transactions

0% Flexipay Plan

• Convert your purchases above RM1,000 into a 6-month instalment plan with 0% management fee. Call 03-2170 8000 to apply

Donation to Yayasan Waqaf

• 0.1% of total dining (MCC 5812 & 5814) transactions will be automatically donated to Yayasan Waqaf every month. Donation amount is capped at RM100 per monthly statement cycle (combined between all Public Islamic Bank Principal and Supplementary accounts)
• Scenario

  Scenario	Waqaf Donation Amount
  Cardmember spend dining transaction of RM800 on Public Islamic Bank Visa Platinum and RM800 on Public Islamic Bank Mastercard Gold per monthly statement cycle	RM1.60
  Cardmember spend dining transaction of RM100,000 on Public Islamic Bank Visa Platinum and RM800 on Public Islamic Bank Mastercard Platinum per monthly statement cycle	RM100

Non-compounding for Monthly Charges

• Non-compounding of profit rate

Shariah Compliant

• Based on Shariah principle of Commodity Murabahah via Tawarruq arrangement which refers to an arrangement that consists of two sale and purchase contracts.

Help Desk

• Our Help Desk is ready to assist you 24/7. Please call 03-2170 8000

PBe Service

• Access banking services any day of the year from wherever you are in the world.

Click here to view Rates & Charges

Click here to view on the Documents Required