Public Islamic Bank Platinum MasterCard Credit Card-i

• Minimum Income Requirement : RM40,000 per annum
• Minimum Age Requirement: Principal 21, Supplementary 18

Annual Fee

• First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months

Cash Back

• Enjoy 2% Cash Back on groceries (MCC 5411) and departmental store (MCC 5311)   transactions, capped at RM15 per monthly statement cycle (Cash Back payout is combined between Principal and Supplementary accounts)

• Click here for list of excluded transactions

0% Balance Transfer Plan

• Convert your outstanding balance from other bank(s) above RM1,000 into a 6-month instalment plan with 0% management fee. Apply via PBeBank or click here to application form.

Donation to Yayasan Waqaf

• 0.1% of total dining (MCC 5812 & 5814) transactions will be automatically donated to Yayasan Waqaf every month. Donation amount is capped at RM100 per monthly statement cycle (combined between all Public Islamic Bank Principal and Supplementary accounts).
• Scenario

  Scenario	Waqaf Donation Amount
  Cardmember spend dining transaction of RM800 on Public Islamic Bank Visa Platinum and RM800 on Public Islamic Bank Mastercard Gold per monthly statement cycle	RM1.60
  Cardmember spend dining transaction of RM100,000 on Public Islamic Bank Visa Platinum and RM800 on Public Islamic Bank Mastercard Platinum per monthly statement cycle	RM100

Non-compounding for Monthly Charges

• Non-compounding of management fee

Shariah Compliant

• Based on the Shariah principle of Ujrah which refers to fees charged on the usage of identified services, benefits and privileges. The Bank made available a line of credit to the Cardmember by way of Qard

e-Commerce Purchase Protection

Make online purchases using Public Islamic Bank Mastercard Platinum Credit Card-i and get covered for possible losses up to USD$200 per claim per annum for any of the following instances:

• Non-delivery of purchased item after 30 days of scheduled delivery
• Wrong or incomplete delivery of purchased item
• Physical damage to the delivered item

Click here for Terms & Conditions

Click here to file a claim

PBe Service

• Access banking services any day of the year from wherever you are in the world.

Will and Wasiat Writing Service

• Enjoy 35% off will and wasiat writing service fee. Call PB Trustee Services Berhad at 03-2177 3127 (General Line) or head to the nearest branch for more info.

Click here to view Rates & Charges

Click here to view on the Documents Required