A basic current account that provides you the ease of managing your funds seamlessly at a minimal cost.

Here's what Basic Current Account offers you:

  • Ease of opening an account with an initial deposit of just RM100.
  • An introducer is required for opening a Basic Current Account.
  • Easy access to your account through any Public Bank branch, ATM and Public Bank Online / Mobile Banking services.
  • No fees will be imposed on the issuance of cheque books, except for the stamp duty levied (subject to the cheque processing fee).
  • No overdraft facility.
  • Debit card will be offered under this account.
  • Other FREE services offered:
    • Cheques and cash / coin* deposits via deposit machines.
    • Account enquiries and fund transfers within the Bank via ATM and Public Bank Online / Mobile Banking services.
    • Bill payments via Public Bank Online / Mobile Banking services.
    • Cash withdrawal within the Bank via Over-the-Counter (OTC) and ATM.
      * Available at selected branches.
  • This is a non-interest bearing account

Basic Current Account is protected by PIDM up to RM250,000 for each depositor.

Let’s Get Started
Eligibility

Basic Current Account

  • Malaysian citizens and permanent residents aged 18 years old and above (Personal or Joint).
  • Micro, Small and Medium Enterprise.
Rates & Charges

Click here to view more Rates & Charges

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