An exclusive savings account where you can earn interest while you save, pay, spend and invest.

Here's what MoneyPLUS Savings Account offers you:

  • Ease of opening an account with an initial deposit of just RM250.
  • Minimum balance to be maintained in the account at any one time is RM20.
  • Attractive interest rates calculated daily and credited monthly.
  • Earn additional Bonus Interest Rates on top of prevailing board rates in a calendar month as follows:
Category Criteria Bonus Interest Rate (% p.a.)
Save Deposit a minimum cumulative of RM5,000 1.00
Pay Pay a minimum cumulative RM500 bill online 0.50
Spend Spend a minimum cumulative RM500 via MoneyPLUS Saving Account’s Debit Card 0.50
Invest

Unit Trust

Invest a minimum cumulative of RM8,000 in PB Series / Public e-Series Equity / Balanced / Mixed Asset Unit Trust Funds; or

 

Bancassurance/ Bancatakaful

Purchase / Subscribe a minimum cumulative of RM8,000 in Single Premium / Contribution Products or a minimum of RM1,000 in Regular Premium / Contribution Products; or

 

Gold / eGold Investment Account (GIA/eGIA)

Perform a minimum cumulative of RM1,000 in gold sales and / or gold purchase

0.20

*The Bonus Interest Rate is subject to the fulfillment to maintain a minimum Monthly Average Balance (MAB) of RM5,000.

  • Bonus interest is paid monthly based on MAB and up to a maximum MAB of RM100,000.
  • Easy access to your account through any Public Bank branch, Self Service Terminals and Public Bank Online / Mobile Banking services.

 

MoneyPLUS Savings Account is protected by PIDM up to RM250,000 for each depositor.

Eligibility
  • Individuals aged eighteen (18) years and above
    • Personal or joint
Rates & Charges

Click here to view more Rates & Charges

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