1. Funds for cheques deposited on Business Days (Monday to Friday) will be available as follows:

Cheques Deposited House Cheque Local Cheque
Before 4.00 p.m. Same Day at 8.00 p.m. Next Business Day at 8.00 p.m.
After 4.00 p.m. Next Business Day at 8.00 p.m. Third (3rd) Business Day at 8.00 p.m.

2. Cheques deposited on a Non-Business Day (Friday*, Saturday. Sunday and Federal Territory holiday) will be processed on the next business day. *Applicable to Kelantan and Terengganu only.